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$495,000
3 Beds 3 Baths Lawrence Dev Co SubDv. 32656 Zip Code
Virtually Staged. Rare find and first time on market in 57 years. Beautiful country property on 10 acres in a great neighborhood, close to town. This concrete block home offers 3 bedrooms and 3 bathrooms with a metal roof and plenty of space inside and out. Why you'll love it. This property offers space, functionality, and convenience. Whether you're looking for a private homestead, family compound, or investment opportunity, the acreage flexibility makes this a standout find. Additional pluses RV port 30 x 12, picnic house 12 x 21 with annex 6 x 6, barn 36 x 22 and other sheds. Property is fenced. Per Clay County property can be replatted 1 unit per acre. Buyer must do due diligence...Perfect for generational.

6323 Payne Road, Keystone Heights

$340,000
5 Beds 3 Baths Keystone Heights SubDv. 32656 Zip Code
Seller is offering a $10,000 credit toward the buyer's closing costs or rate buy down, and this home comes with a 3.5% assumable mortgage, a rare opportunity in today's market. Plus, this property features a private two story, 728 square foot ADU (Accessory Dwelling Unit) with built in cashflow potential to help offset your monthly mortgage payment. Welcome to a home that's been methodically upgraded from the roof down, offering the kind of peace of mind that only comes from a property that's been truly cared for. Nestled in the serene Keystone Heights community, this home sits within walking distance of Keystone Beach Park, downtown shops, restaurants, and local businesses. It sits between two vacant lots, has city water, and no HOA. Inside, large windows fill the living room, kitchen, and dining areas with natural light, while fresh luxury vinyl plank flooring (2024) runs throughout the main living areas for a clean, modern feel underfoot. The main house offers 1,552 square feet and tells a story of smart, sustained investment. A metal roof (2015) has stood strong for over a decade, brand new AC ductwork (2023) and a new AC unit (2026) ensure efficient, reliable climate control, and newly upgraded attic insulation to R30 (2026) means lower energy bills year round. The septic system was professionally cleaned and serviced (2026), so the next owner starts fresh with zero deferred maintenance. A renovated garage storage area (2021) adds organized space for tools, equipment, or hobby storage. The private ADU received its own round of major upgrades: a new metal roof (2024) and new water heater (2024), giving occupants privacy, comfort, and confidence. A 575 square foot office or storage room underneath the ADU adds even more flexible space, ideal for a home business, workshop, or additional storage. Whether you're looking for a finished home with potential supplemental income, space for extended family, or a private home office, this is a rare opportunity in Keystone Heights. Private financing is also available through the seller.

665 Se Heron Street, Keystone Heights

$239,000
2 Beds 1 Baths 32656 Zip Code
Enjoy peaceful views of Lake Geneva from this charming 2-bedroom, 1-bath concrete block home situated on nearly a quarter-acre lot. With 780 square feet of thoughtfully utilized living space, this property offers a cozy, low-maintenance lifestyle without sacrificing character or functionality. Inside, beautiful wood floors add warmth and timeless appeal, creating an inviting atmosphere throughout the home. The layout is efficient and comfortable, making it ideal as a full-time residence, weekend getaway, or investment opportunity. Washer and dryer are included, and the home is connected to public utilities for everyday convenience. This property is equipped with a Generac back-up generator, providing added peace of mind and reliability year-round. Outside, you’ll find two full carports offering ample covered parking, along with a large shed that has power already run to it—perfect for storage, hobbies, a workshop, or additional workspace. The generous lot size provides room to relax, entertain, or simply enjoy the tranquil lake views and surrounding setting. If you’ve been searching for an affordable home with charm, practical upgrades, and scenic surroundings, this Lake Geneva property is a must-see.

360 Se Lakeview Drive, Keystone Heights

$295,000
3 Beds 2 Baths Lakeside SubDv. 32656 Zip Code
Tucked away in the peaceful Lake Santa Fe community in Keystone Heights, this inviting 3-bedroom, 2-bathroom home sits on nearly 1.5 acres of land, includes a 6000 Sq-ft Bradford County abandonment of 60Ft right-of-way in rear of property. Built in the early 1990s and thoughtfully maintained over the years, the home tells a story of care and reliability—from its consistently dependable well water system to its sand mound septic system with pump replaced in January 2020. The HVAC replaced in September 2013. Roof also redone in 2013, a newer hot water tank, Electrical Wiring in conduit throughout, visible in the attic and a Surge Blaster installed in the Meter by Clay Electric. The property expands beyond expectations, including additional usable land behind it, with a survey available and clearly marked boundary. A rear garage/shop addition completed in 2020 adds versatility for hobbies or storage, while the main house features warm wood kitchen cabinets and details like brick veneer over solid block construction. Surrounded by nature, the spacious lot offers room to grow and personalize. Less than 10 minutes from Historic Melrose and 25 Minutes to Gainesville. Around the corner from the Boat Ramp to Lake Santa Fe’s 5800 acre, aquifer fed lake for fantastic fishing, water sports and more. Strong structural integrity, updated systems, and endless potential for customization, this home is more than just a place to live—it’s an opportunity to create your own paradise.

2569 Se 50th Street, Keystone Heights

$597,000
3 Beds 2 Baths Bonney Shores 02 SubDv. 32656 Zip Code
BONUS FOR BUYERS: The seller is now including an additional 7.95-acre tract at NO EXTRA COST, bringing the total property size to 21.66 acres (13.71-acre lakefront parcel plus the additional 7.95 acreage). Discover 21.66 breathtaking wooded acres with stunning lakefront views of Hall Lake. Towering magnolias and mature hardwoods create a serene, southern plantation-like setting—right here in Florida. Conveniently located near the intersection of County Road 214 and County Road 315, the property offers an easy commute to Keystone Heights, Palatka, Middleburg, Orange Park and Jacksonville. The existing block home has had some updates but will require repairs in order to occupy. Renovate the current structure or choose to demolish and rebuild—NO IMPACT FEES apply either way. The home/property is being sold AS-IS and includes an easement providing access to a neighboring 1-acre vacant wooded lot on Hall Lake. Agriculture Exempt status may be possible if Clay County criteria are met. This unique lakefront estate offers remarkable natural beauty, privacy, and endless potential—with a total of 21.66 acres, it presents an exceptional opportunity to create your ideal family homestead.

7173 W R Thomas Road, Keystone Heights

$275,000
3 Beds 2 Baths Lakeview Highlands SubDv. 32656 Zip Code
Virtually Staged. Welcome to easy Florida living just a short stroll from the sandy shoreline of Lake Geneva. This charming 3 bed, 2 bath, 1,472 sq ft home sits on an oversized, tree-shaded lot on a quiet street—perfect for morning walks and backyard play. Inside, you’ll love the large, open living spaces, upgraded bathrooms, and a one-car extended garage for extra storage and/or a workshop. Step outside and the lifestyle really shines. Pop over to Keystone Beach/Geneva Jungle for swims, picnics, and playground time, or launch a day of boating and fishing on Lake Geneva’s waters. Walking distance to Keystone Heights Elementary and Keystone Heights High School. The Palatka-to-Lake Butler State Trail offers miles of paved biking and walking just minutes away, and you’re about 25–35 minutes to Gainesville for work, Gator games, and city amenities. It’s the laid-back, small-town pace with big-time outdoor fun Florida families love—right where you live. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.

130 Sw Peach Street, Keystone Heights